Investment Management
  • Primarily fee based asset management
  • Investment vehicles favored – open and closed end mutual funds, annuities, Exchange Traded Funds (ETFs), Business Development Companies (BDCs)
  • Tactical asset allocation through active management
  • Risk mitigation strategies through careful selection of alternative investments
Retirement Income Strategies

  • Strategies to sustain lifetime income
  • Strategies to delay and subsequently maximize social security benefits by bolstering current income
  • Pension maximization from government-sponsored retirement plans
  • Benefits of Roth IRA conversions and strategies to offset income taxes
  • Generation planning and asset preservation for IRAs - "Stretch" IRAs
  • Effective and seamless 401(k) plans through platforms that provide high transparency, low expenses, fiduciary protection and a multitude of highly rated investment options 

Tax Reduction Strategies
  • Benefits of tax deferred and tax free investments
  • Other tax preferred investments
  • Charitable trusts, pooled income funds and donor advised funds
  • Gifting strategies that provide tax benefits
Estate Planning
  • Methods to minimize estate and income taxes during life and due upon death
  • Benefits of various forms of trusts
  • Essential role of beneficiary designations
  • Benefits of Life Insurance
Elder Care and Estate Planning
  • Asset protection strategies
  • Long term care insurance options
  • Benefits of converting assets to income
  • Benefits of life Insurance
College Education Planning
  • Benefits of 529 plans
  • Coverdell Education Savings Accounts (ESAs)
  • College Aid Strategies
Insurance
  • Life insurance - personal, business (keyman, buy/sell, executive bonus, split dollar)
  • Long Term Care - annual and accelerated payment plans, one time lump sum combination plans (long term care and life insurance)
  • Long term disability insurance - personal, business (salary continuation plans, group disability)
  • Medical insurance - group medical
  • Annuities - variable, fixed, equity indexed, immediate annuities

Important Information About Your Advisor.

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